About Us
Kaeding, Ernst & Company is a leading provider of Employee Benefit programs throughout New England. Over the past 30 years the firm has cultivated a loyal clientele and ironclad reputation by delivering trustworthy, innovative and state of the art solutions promoting the best interest of our clients. This approach has fostered strong client retention, client referral and the solid growth of the firm.
The goal and philosophy of the firm has always been to be a business partner promoting a long-term relationship with the companies we serve. Each member of our team of specialists understands this approach is fundamental to our customer centric model. We pride ourselves on being well versed and at the leading edge of the dynamic and complex realm of employee benefits as well as understanding the challenges facing our human resource and financial partners. The result is a team of seasoned professionals, adept at listening, able to assess your company's needs for benefits of all description and knowledgeable of how to design a program to complement these goals. We analyze the costs, impact on earnings, servicing abilities and suggest a medley of products and providers customized to suit your organization. We strive to provide you with an objective perspective and the best value for your organization and employees.
As an independent benefits broker and consultant we have structured ourselves to be a complete benefit resource for our clients. They rely on us to educate, interpret and comply with increasingly complex products/carriers/legislation (state and federal level) and regulatory components of the benefits arena - all of which continue to strain their company's human and financial resources. With our integrated program approach, Kaeding, Ernst has become the "Go To" resource for up to date benefits guidance.
We are known for unique, innovative solutions tailored to our clients' specific needs. Whether you need brokerage services, or up to date administrative solutions- we can lead, manage or support your goals.
The Executive Team
Kevin L. Kaeding
Kevin L. Kaeding, President, is the founder of Kaeding, Ernst & Company. In addition to understanding the complexities of starting and owning a business, Kevin brings three decades of experience in designing specialized benefit programs to attract and retain key employees.
Since the Company was founded 30 years ago, Kevin has expanded the business from the early stages of providing financial planning services for closely held businesses to establishing separate divisions for employee benefits and specialized programs for executive benefits.
Kevin holds Life, Accident and Health Insurance licenses.
His clients include small to medium size corporations and banks with asset sizes between 50M and 2B. He credits the success of the company to staying on the leading edge of his industry, listening to the customer and understanding how to design programs that incorporate the two.
For our bank work, we are partners in a national firm, Bank Financial Services Group. To learn more about this organization, please go to www.bfsgroup.com and connect to the New England link.
Patricia M. Mackoff
Patricia (Tricia) Mackoff is Executive Vice President of Kaeding Ernst & Company and manages the Group Employee Benefit Division of the firm.
Tricia holds Life, Accident and Health Insurance licenses. Her background is one of financial analysis with an MBA from Babson College and several years experience on the financial side of corporate America before joining Kaeding, Ernst & Company in 1986.
Tricia's expertise includes employer education, state of the art benefit design, alternative funding techniques, benefit cost analysis; marketplace evaluation; and employee communication.