Services
Employee Benefit Programs - Core
Kaeding, Ernst & Company is a New England regional firm with a business focus of employee benefits brokerage and customized consulting serving a national clientele of several thousands of employees. Our services include the design, marketing, implementation and management of a full spectrum of core employee benefit plans. In addition to our independent insurance brokerage services, we maintain a highly visible, consultative relationship with our clients. Our mission statement is to be a partner to and extension of the human resource and financial departments in all employee benefit related areas.
The employee benefits field is a dynamic one faced with the reality that both the value of these plans to employees as well as the cost of these programs to employers have skyrocketed over the past few years. We have faced these challenges by introducing innovative solutions to traditional services. In July 2000, Kaeding, Ernst & Company completed a two (2) year project and implemented the first Multiple Employer Welfare Arrangement (MEWA) ever approved by the Maine Bureau of Insurance under the Maine "MEWA" statute. This entity has allowed bank employees in the state of Maine to join together in large number to increase control over inflationary medical care trends while providing comprehensive medical benefits to bank employees.
Over the past three decades, we have developed a strong, loyal clientele across New England. Our team of insurance and benefit specialists allows us to bring value to our clients in the following program areas:
- Medical
- Health Reimbursement Accounts
- Health Savings Accounts
- Dental
- Group Life
- Disability
- Executive Benefits
- Key Person Life Insurance
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- ESOP
- Flexible Spending Accounts
- Voluntary/Worksite Benefits
- Long Term Care
- International Benefits
- Employee Seminars
- Compliance:
Summary Plan Descriptions - Form 5500 Preparation - Cobra Administration
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Industries Served:
- Technology
- Bio-technology
- Financial institutions - banks, credit unions
- Non-profit organizations
- Manufacturing
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