Kaeding & Company Kaeding & Company
About Us | Banks | Credit Unions | Testimonials | Contact Us | Home Kaeding & Company


Kevin Kaeding has been an invaluable resource to the Massachusetts banking industry for 25 years. His professorial approach to explaining the intricacies of accounting for the tax advantages and contribution to earnings of Bank Owned Life Insurance (BOLI) makes it easy to understand. The resulting BOLI purchase has had a significant positive impact on the bank's bottom line. His thoughtful design of Supplemental Executive Retirement Plans has rewarded the senior officer team and the bank, truly a "Win-Win" solution. His partnership with The Pangburn Company insures industry leading support for crunching the numbers and providing the monthly and annual reporting required by CPA firms and regulators. Kaeding & Co is more than Kevin. It is a team of professionals that instills confidence in supporting this complex asset of the bank.

Ken Bordewieck, Easthampton Savings Bank

This letter should serve as my highest recommendation for the use of Kaeding & Co as a pension and employee benefits consultant. I have used Kaeding & Co for non-qualified plan advice, design and actuarial services as well as for BOLI purchase and monitoring. In all cases I have found the due diligence process, board and management communication, and quality of reporting superb.

Kevin and Andi Kaeding have always put the employee/employer relationship at the top of their priority list. I have been especially impressed with their ability to effectively communicate complex details and provide practical solutions for the programs they have developed for Foxboro Federal.

If you should have any further questions concerning my experience with Kaeding & Co, please feel free to contact me at 508-543-5321.

Dennis Parente, Foxboro Federal Savings

We have been working with Kevin Kaeding and his team Kaeding & Company since 2006. We have found Kevin and his team to be highly attentive to our needs. Kevin understands what it means to be customer focused. He always listens to our needs and then puts a creative plan in place that is customized to meet our individual needs. Kevin and his team were also able to help us develop a comprehensive approach to our Executive Compensation Program that was fair and competitive. He also brought in several outside professionals to provide the additional assistance we needed in the areas of Compliance, Accounting and Legal support to ensure that our program met all regulatory requirements. Kevin's team is very responsive, professional and always strives to exceed our expectations.

We were new to the BOLI world a few years ago but have found it to be an effective way to offset Executive Compensation. It has also become a very good asset for the Bank in terms of a high quality investment with strong insurance providers with a favorable return, especially in today's low rate environment.

Scott D. Cote, Pentucket Bank

Kaeding & Company | 420 Lakeside Avenue | Suite 303 | Marlborough, MA 01752 | 508.460.0165
© Copyright 2013, Kaeding & Company