Kaeding, Ernst & Company
  In This Issue

Kaeding, Ernst & Company
65 Boston Post Road, West, Suite 350
Marlboro, MA 01752

Tricia Mackoff
Executive Vice President
(508) 460-0165 x208
tmackoff@kaedingco.com

Ross Freedman
Director of Sales
(508) 460-0165 x219
rfreedman@kaedingco.com




Cost Control Is Top Priority For Benefits Specialists


Controlling health care benefit costs remains the top benefit priority for the overwhelming majority of American employers in 2005, but providing rewards programs that attract, motivate, and help retain employees is also becoming increasingly important for companies, according to the 11th annual "Top Five Total Rewards Priorities Survey" by Deloitte Consulting LLP’s Human Capital practice and the International Society of Certified Employee Benefit Specialists (ISCEBS).





New Long-Term Care Insurance Product Designs Needed


The prospect of not having enough money to pay for long-term care (LTC) services is a looming crisis for many Americans, particularly those approaching retirement who lack LTC insurance, researchers warned in a newly published white paper for insurers, "Long-Term Care Coverage Designed for Employers."



CalPERS Members Choose Lower Costs Over Physician Choice

Faced with the choice between changing health care providers, or moving to a higher-cost plan, a large majority of California Public Employees’ Retirement System (CalPERS) members chose to switch doctors and hospitals and remain with a lower-cost HMO, CalPERS reported in December.




Nonprofits And Government Employers Offer The Best Benefits

Large nonprofit organizations, followed by government agencies and educational services, provide the best overall benefits packages to their employees, a study by Mercer Human Resource Consulting found.

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