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Growing numbers of employers are responding to double-digit annual increases in health insurance costs by offering consumer-directed health plans (CDHPs) as alternatives to more expensive managed care plans, but most employees prefer to remain with their existing medical coverage unless they are given incentives to change, according to two recently published studies. Fewer Workers Covered By Employer- Provided Health Insurance In 2004 The percentage of Americans receiving employment-based health benefits fell in 2004, and the percentage of the population covered by any type of health insurance also declined, according to a study released by the Employee Benefit Research Institute (EBRI). Major Health Insurance Reform Underway In Massachusetts Massachusetts state lawmakers are working on sweeping legislation that could mandate health insurance coverage for all state residents and require all but the smallest employers to provide health benefits or contribute to a pool that would be used to cover the uninsured. |
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