Kaeding, Ernst & Company
  In This Issue

Kaeding, Ernst & Company
65 Boston Post Road, West, Suite 350
Marlboro, MA 01752

Tricia Mackoff
Executive Vice President
(508) 460-0165 x208
tmackoff@kaedingco.com




High Costs Discourage Participation In Disease Management Programs


When copayments are levied for participation in disease management programs, patients may underuse recommended services, thereby decreasing the effectiveness of these programs, according to a study published in the March issue of the American Journal of Managed Care.





Employers To Adjust Retiree Drug Benefits In Response To Medicare Part D

Companies sponsoring retiree medical programs for former employees age 65 and older are reconsidering their prescription drug benefits for 2007 in light of the new benefits available through Medicare Part D, according to a survey developed by Towers Perrin and conducted by the International Society of Certified Employee Benefits Specialists (ISCEBS).




Mental Health Benefits Do Not Add To Cost Of Health Insurance

Expanding mental health and substance abuse insurance benefits may be possible without increasing the overall cost of employer-provided health in-surance, according to a study published in the March 30, 2006 issue of The New England Journal of Medicine.




Employers Should Encourage Purchase Of Disability Insurance

Because most workers underestimate their chances of becoming disabled, employers should consider sponsoring group disability insurance plans and do more to educate their employees about the need for income protection, a study by The Hartford Financial Services Group recommended.

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