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The number of Americans with high-deductible health insurance plans (HDHPs) linked to tax-advantaged health savings accounts (HSAs) rose 43% to 4.5 million between January 2006 and January 2007, according to a census of 87 U.S. health insurance carriers conducted by industry association America’s Health Insurance Plans (AHIP). Long-Term Care Crisis Looms For Baby Boomers And Their Parents Many members of the baby-boom generation are not preparing adequately for their own potential long-term care requirements or the needs of their elderly parents, according to two recently published research reports. A survey of 400 women between the ages of 30 and 64 conducted by Securian Financial Group showed that 60% of respondents agree that it is a child’s duty to care for aging parents. When asked who in their family might provide that care, 70% of the women surveyed whose parents are both living said that they will likely become the responsible family member. Employer Interest In Wellness Programs Grows Recognizing that programs designed to help employees manage their health more effectively can boost productivity and lower health care benefit costs, many employers are looking to expand their companies’ wellness initiatives, according to a survey conducted by United Benefit Advisors. Current Health Care System Hinders Price Transparency Medical insurers, providers, and state and federal agencies are increasingly making health care price information available to the general public or to members of specific health plans, according to a recently released report. However, the study concluded, price transparency alone may not benefit consumers or reduce costs if individuals lack clout in negotiating with providers or have insufficient knowledge to make decisions about their own care. |
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